Billing Terms & Conditions / Disclaimer

By participating in the sessions, workshops and programs (referred to as Session(s)) with Jennifer Lyall, you are consenting to the following:

Personal Responsibility, Assumption of Risk and Disclaimer
You agree to take full responsibility for creating and implementing your own emotional, mental and physical health and well-being decisions, choices, actions and results through this Session(s) and thereafter. You agree to NOT hold Jennifer Lyall liable for any side effects or results of the time spent together. Jennifer Lyall is not a licensed psychotherapist or physician. You understand that working with Jennifer Lyall is not to be used as a substitute for professional advice by legal, mental, medical, financial or other qualified professionals and you will seek independent professional guidance for such matters.

You understand and agree that the focus of this Program is for vocational and/or self-improvement purposes. This is for entertainment purposes only.

You also understand that there are no guarantees as to the results or progress to be made, only that Jennifer Lyall, will, to the best of her ability, endeavour to support you in accomplishing the objectives of your participation in the Session(s). You understand that you are responsible for the results that you achieve.

You understand that the Session(s) is a structure that facilitates the process of personal/professional and/or spiritual development. The Session(s) is/are for individuals who are emotionally and psychologically healthy and who want to make changes and move forward in their lives. The Session(s) content is not advice, therapy or counselling.

You agree to communicate honestly, be open to feedback and assistance and create the time and energy to participate fully in the Session(s).

Online Purchases and Commerce
If you are paying by PayPal or by credit card, you give Jennifer Lyall permission and authorization to charge your credit card/debit card as payment for your Session(s). You will receive a receipt for this charge. If you are paying by instalments, you give Jennifer Lyall permission to automatically charge your credit or debit card at the time it is due, without any further authorization.

If a payment is not received by the due date, you will be given a 5 day grace period (whether paying in full or by instalment) to make the payment, otherwise the Session(s) will not continue.

Failure to make a payment in accordance with these Terms and Conditions or if you voluntarily decide to withdraw from Jennifer Lyall’s program or services at any time for any reason whatsoever, you will still remain fully responsible for the full cost of the program and/or service.

A clear and explicit Refund Policy has been outlined in these Terms and Conditions that you are agreeing to prior to completing the purchase of Jennifer Lyall’s Programs and/or Services. As a result, Jennifer Lyall does not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company. If Jennifer Lyall receives a threat of a chargeback or a chargeback, Jennifer Lyall reserves the right to report the incident to the credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The following information will be reported: your name, email address, billing address order date, and order amount. Any individual abusing chargebacks who wishes to be removed from the database must make the payment outlined in the chargeback.

Jennifer Lyall also reserves the right to seek payment from you for any delinquent payments that are not provided in a timely manner, with the assistance of a collections agency. And Jennifer Lyall may exercise the right to report the delinquent payment to all credit reporting agencies.

You release Jennifer Lyall and any affiliates from any damages that you incur, and agree not or assert any claims against us arising from your purchase or use of this Session(s).

Refund Policy
By purchasing this Session(s), you understand and agree that all sales are final and no refunds will be provided for any reason. You understand that although your satisfaction with the Session(s) is important to Jennifer Lyall, due to the time, effort preparation and care that goes into creating and providing these services you acknowledge and agree that Jennifer Lyall does not offer refunds for any portion of your payment.

In the rare event that Jennifer Lyall does choose to issue a full or partial refund to anyone for any reason, it is solely within Jennifer’s discretion. And this choice for a particular situation does not indicate that a full or partial refund will be available in a subsequent or similar situation.

Termination
Jennifer Lyall reserves the right in her sole discretion to refuse or terminate access to the Membership site, content or sessions in full or in part, at any time without notice (if applicable). In this event, of a cancellation or termination, you are no longer authorized to access the part of the content affected by this termination or cancellation.

Dispute Resolution
It is hoped that if we should ever experience any differences that we would be able to find a solution amicably through email correspondence. However, if a resolution is not found, this agreement shall be governed by and construed in accordance with the laws of the Province of Ontario, without giving effect to any principles of conflicts of law. You agree to the exclusive jurisdiction of the province of Ontario and federal courts of Canada. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity or enforceability of the remainder of the Terms and Conditions, which shall be given full force and effect.

Confidentiality:
The Session(s) environment is built on trust. You agree to keep all conversations from the Session(s) private. No personal ideas, information or thoughts expressed will be shared with anyone except with the each other’s permission.

All information disclosed within a session and the written records pertaining to those sessions are confidential and may not be revealed to anyone without consent, except where disclosure is required by law.

By completing the transaction to purchase this Session(s), I acknowledge that I have read, understand and agree to the terms and conditions as described above.